One foot in the door
by jeffraven 
I cut up one of my credit cards yesterday. Wow, what a relief. I've been catching up with my financial class and I reached the class on dumping debt. David Ramsey explained why I don't need debt anymore and I can do just fine without a credit score. It made perfect sense so I took the next big step and cut up one of the credit cards. I'm not quite ready to take out the second one(though I'm sure it's coming up soon), but at least I'm one step in. This class I'm taking has given me hope and has kindled a fire in my desire to get rid of this debt with which I've shackled myself. Freedom is near, I can feel it.
02/12/08 04:41:05 am, 2 comments
Comment from: dad [Visitor]
hi little guy. i hope when u tore up the CC you had it all paid off. u may not want to run on credit but the world does, so, you may have to from time to time. pay them off, but keep one just in case.
02/16/08 @ 12:23
There was a time when it didn't, Dad. The credit card is less than 50 years old and people didn't need credit then. The advantages of carrying debt are not worth the price.
02/16/08 @ 18:39