As I'm reading some of the books on the right-hand side of my blog, there seems to be a common theme: People who write down their goals are more likely to reach them. Very few people actually write them down or articulate them clearly. I've already stated my goals for the year, but I realize I need to state my long term goals as well.

In 2 years: I will no longer live in New York State. I will be a teacher in a new place. I will have paid off my car and my two credit cards. I will no longer be single.

In 5 years: My debt snowball will continue to shrink. I will be a full-time teacher with tenure and I will be a leader among my peers. I will be married or engaged to be married to a beautiful and loving woman who shares my hopes and dreams.

In 10 years: My debt will be completely gone. I will have saved up enough to put 20% down on a new house. I will have several beautiful children and they will be learning how to live a life with God.

In 35 years: I will retire with at least 4 million dollars, and at that point I will begin a foundation to give it all away.